not fooling around!
from 1 April, new laws governing the handling of credit information. So also for agencies like the Schufa These are now required to disclose once a year free of charge to the consumer in writing what data was stored on it.
you as a customer now to experience the new law, the right to which data are stored by agencies. A detailed overview of your own evaluation profile, the so-called scoring, you can create once per calendar year for free writing.
The scoring procedure was the customer without being noticed a "stamp" pressed on that one so easily Another was not going back. Now you have the opportunity to inspect or to obtain information about avoidable negative rating and thus correct any inaccurate information may be.
also apply from 1 April also for banks and insurance companies with credit ratings requirements more stringent.
companies that are authorized to perform an automated credit check, called the scoring must be replaced by the new rules in the future the customer, so you understand explain why a loan or contract is denied. The bad
the score value is determined, the less the consumer the chance to get the desired product.
Trotz aller Neuregelungen brauchen die Auskunfteien nach wie vor keine exakte Aufstellung vorlegen, wie Ihr Rating errechnet wurde. Sie gelten weiterhin als ihr Geschäftsgeheimnis.
Da tröstet es ein wenig, das die Auskunfteien bei Änderungen diese innerhalb eines Monats insbesondere die Rückzahlung von Schulden, mitzuteilen haben.
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